We provide highly personalized and friendly help to female inheritors, divorcées, widows, entrepreneurs, sport stars and artists who have successful but short careers and want to ensure their wealth lasts a lifetime.
You are responsible for managing significant wealth for the first time.
You want to ensure the money lasts but do not know where to start.
You want to establish a long-term relationship based on mutual trust.
You want a relationship that gradually sets you free to make fully informed financial decisions.
You understand the value of objective expertise and you are comfortable with our minimum annual advisory fee of $8000.
Email me to schedule a conversation about our household balance sheet approach to handling finances, investing, safe spending rates in retirement, and behavioral coaching, which sets our services apart from financial advisors in Santa Barbara and financial advisors and planners in general.
How can you become and remain financially independent?
The answer depends primarily on you and your balance sheet and a series of shifting risk and return relationships—relationships between you and your family, community, and money, and relationships between your money and global financial markets.
We must accept that we are dealing with human emotions, relationships, and uncertainty, not just math and financial theory.
The primary obstacle to becoming and staying financially independent is psychological. Financial independence is primarily about being honest with yourself and having the discipline to maintain and update a functional strategy as life unfolds.
We define financial independence as reliably paying for all ongoing and expected future expenses with passive income (as opposed to labor income) generated from a high-quality bond portfolio.
Financial Independence Is Difficult to Achieve, And Easy to Lose.
We Will Show You How To Get There And How To Stay There.
